EMV Debit Card

Introducing PGE’s EMV/Chip Card

PGE Credit Union Debit Card

This card is different!


What is an EMV/Chip Card?
EMV stands for Europay, Mastercard and Visa. This is a global standard for debit cards using embedded microchips and is also known as a Smart Card. Your transactions are more secure because of the chip’s special authentication process. It protects against fraud and makes the card difficult to duplicate. If the card is duplicated, it can be detected by the host system and stopped.

Why is PGE offering these cards?

This technology is already in use in other countries and is the new standard in the United States. This chip equipped card offers an extra level of security and will make it easier for you to use your card in the U.S. and abroad.

What are the security benefits of my chip enhanced card?

Chip cards use stronger authentication methods and unique transaction elements that make your personal information more difficult to steal which makes fraud nearly impossible.
It’s easy to make a chip card transaction!
1. Insert the chip portion of your card into the terminal with the chip facing up.  It is important     to leave the card in the terminal until the transaction is complete.
2. Follow the prompts on the terminal screen and verify the purchase amount when shown.
3. Remove your card when prompted.

At restaurants and other locations, a terminal may be brought to your table.

NOTE: Because your card expiration date and 3-digit security code  have changed, please update any recurring payments or places where you have your account number stored online (such as online shopping sites).



  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7


    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904


PGE Federal Credit Union