Home Equity Loans

Home Loans

What will you do with your home’s equity?  A PGE Federal Credit Union Home Equity Loan gives you the ability to borrow against your home’s equity to pay for those major purchases, major unexpected emergencies, home improvements, a wedding and more.

Rates effective February 15, 2019

Fixed Rate Home Equity Rates

TERMRATEAPR*Estimated Monthly
payment per $1,000

Up to 5 years

Up to 10 years

Up to 15 years

Up to 20 years

4.24%

4.74%

4.99%

5.14%

4.422%

4.836%

5.058%

5.194%

$18.62

$10.54

$7.94

$6.72


Express Home Equity Loan Rate

TERMRATEAPR*Estimated Monthly
payment per $1,000

Up to 12 years

4.50%

4.582%

$9.06


*Advertised APR available for qualifying properties with a loan-to-value (LTV) of 80% or less.  Advertised APR is lowest available and is based on a $25,000 loan.  Other rates and terms available.  Property insurance (and flood insurance if applicable) required.  Rate subject to change without notice.  Interest rate will be determined by individual creditworthiness and loan-to-value ratio.  Account subject to individual approval.  1-4 family owner occupied primary residence properties only. 


**Existing PGE Federal Credit Union Express Home Loans are not eligible for this promotion.  4.582% APR available for qualifying properties, first lien position equity, minimum loan amount of $25,000,  with a loan-to-value (LTV) of 70% or less, and a maximum repayment period of 144 months.  A minimum credit score of 699 is required for all borrowers.  Advertised APR is lowest available as of (2/13/2019).  Other rates and terms available.  Property insurance (and flood insurance if applicable) required.  Rate subject to change without notice.  Interest rate will be determined by individual creditworthiness and loan-to-value ratio.  Account subject to individual approval.  1-4 family owner occupied primary residence properties only.   Equal Housing Lender.

MAP

BUSINESS HOURS

  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7

MAIN BRANCH LOCATION

    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904

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