Shared Builder Checking

Share Builder Savings Account

Account / Minimum / Terms Dividend Rate  Annual Percentage Yield
 Share Builder Savings rate on first $500 
Minimum  balance to earn APY is $25.00
 4.00%  4.07%**
 Primary Savings rate on remaining balance
Rates are effective February 1 2018
 0.15%  0.15%

High rate on first $500 encourages savings – We recommend you set aside 3 to 4 months of household spending as an emergency fund. Our Share Builder Account is your best place to start. The high rate we pay on the first $500 of your balance is a reward for getting started. On the rest of your balance, you'll earn rates typically higher than those paid by commercial banks on statement savings and passbook accounts. Daily dividends are compounded and paid monthly. There are no monthly fees for this account.

*One Share Builder Savings account per member.   Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Refer to PGE’s Truth-in-Savings Disclosures and Account Agreements.

**4.07% APY will be paid on the balance in your account up to the first $500.00. A dividend rate of 0.15% will be paid on the remaining balance in your account that exceeds $500.00, which will create a blended rate made up of the 4.07% APY and 0.15% APY. For example, a balance of $1,000.00 would earn a blended rate of 2.09% APY. “Blended APY” shown assumes the amount entered is held in the account for one year. Requires a $5.00 minimum balance to open the account and a minimum balance of $25.00 to earn the APY.

Annual Percentage Yield (APY) is a figure calculated using a federally-mandated formula. It's designed to help you compare the return you'll get in a uniform way between the certificate, savings, and money market accounts offered at various institutions. It tells you at what percentage your money will grow in one year at the same dividend rate – including the effects of compounding. For example, the APY on a 6-Month Certificate would be what you earned at the end of a year if you renewed your certificate once, did not add to or subtract from the balance along the way, nor withdrew any dividends.

Federally insured by NCUALearn more about insurance on all your savings at PGE and how to maximize your coverage.



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    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904


PGE Federal Credit Union