Checking Accounts

PGE Federal Credit Union's checking account provides you convenience in addition to the following services:

• Unlimited check writing.
• Online check images and e-statements.
• Bill Payment service.
• Access your account by phone.
• Access your account by computer
• Overdraft protection plans are available
• Order Your Checks Online
• ATM Access: Click for a list of RI Credit Union ATM Connection locations.

 Checking Account - June 1, 2016

Products	Minimum Deposit	Term	Dividend Rate	APY*	Compounded /Credited
Personal Checking	25.00	None	.095%	.10%	Monthly

APY* = Annual Percentage Yield. Rate may change after account in opened without notice.  You must maintain an average daily balance mentioned above or more to obtain the disclosed APY.

PGE Titanium Checking - October 1, 2017

Products	Minimum Deposit	Term	Dividend Rate	APY*	Compounded /Credited
Titanium Member Rewards Checking	Paid on Balances Between $0 and $25,000	None	1.24%	1.25%	Monthly

APY* = Annual Percentage Yield. Rate may change after account in opened without notice.  You must maintain a minimum monthly balance of $750 or more in your PGE Checking Account to obtain the disclosed APY.  Meet four easy reward rate criteria per qualification cycle.  1) More than 12 Debit Card Purchases that post and settle from your PGE Checking Account each qualification cycle. 2) Have 1 Direct Deposit (ACH) deposit into your PGE Checking Account each qualification cycle. 3)  Access Online Banking at least 1 time during the qualification cycle.  4) Enroll to receive your Electronic Statement.   ATM-processed transactions do not count towards qualifying debit card transactions.  Tier examples – Tier 1 balances up to $25,000 receive APY of 1.25% and any amount over the $25,000 earn between .10% and 1.25% APY depending on the balance.  If all qualifications are not met, all account balances receive 0.10% APY.

Failure to meet relationship level requirements will result in conversion to another relationship level which may result in a monthly fee, other charges or change in rates.

Click here for important disclosures: Your Deposit Account Disclosures, Schedule of Fees, Personal Privacy