Loan Rates

Rates effective September 15, 2017

New Auto Loans

DescriptionAPRTermRepayment Example

2016- 2017 - With 8,000 miles or less

low as 2.74% APR* 5 Years 17.86 per $1,000 borrowed per month
2016 - 2017 -  With 8,000 miles or less As low as 2.99% APR* 6 Years 15.20 per $1,000 borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Rates will be determined by individual credit worthiness.  Advertised rates are the lowest available.

The Manufacturer's Suggested Retail Price determines new vehicle values.  Kelley Blue Book® or other authorized guide will determine used vehicle values.  PGE Federal Credit Union makes all final decisions regarding vehicle value and proper rate. 

Used Auto Loans

DescriptionAPRTermRepayment Example
2015-2017 with more than 8,000 miles As low as 3.74% APR* 5 years 18.30 per $1,000 borrowed per month
2013 - 2014 As low as 3.74% APR* 4 years  22.46 per $1,000 borrowed per month

2010 - 2012

As low as 3.74% APR* 3 years 29.41 per $1,000 borrowed per month
2008 - 2009 As low as 5.74% APR* 3 years 30.30 per $1,000 borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Rates and terms subject to change without notice.  Rates will be determined by individual credit worthiness.  Advertised rates are the lowest available.

The Manufacturer's Suggested Retail Price determines new vehicle values.  Kelley Blue Book® or other authorized guide will determine used vehicle values.  PGE Federal Credit Union makes all final decisions regarding vehicle value and proper rate. 

Motorcycle Loans

DescriptionAPRTermRepayment Example
2016-2017 with less than 5,000 miles As low as 6.49% APR* 60 Months $19.58 per $1,000  borrowed per month
2012-2017 with more than 5,000 miles As low as 8.49% APR* 60 Months $20.54 per $1,000  borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Rates and terms subject to change without notice.  Rates will be determined by individual credit worthiness.  Advertised rates are the lowest available.

The Manufacturer's Suggested Retail Price determines new vehicle values.  Kelley Blue Book® or other authorized guide will determine used vehicle values.  PGE Federal Credit Union makes all final decisions regarding vehicle value and proper rate.  Maximum LTV on motorcycle loans is 80%.

Recreational Vehicles

DescriptionAPRTermRepayment Example
2016-2017 motorized with less than 10,000 miles As low as 8.49% APR* 84 Months $15.86 per $1,000 borrowed per month
2016-2017 non-motorized As low as 8.49% APR* 66 Months $19.04 per $1,000 borrowed per month
2012-2015 motorized As low as 8.49% APR* 66 Months $19.04 per $1,000 borrowed per month
2012-2015 non-motorized As low as 8.49% APR* 48 Months $24.66 per $1,000 borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Rates and terms subject to change without notice.  Rates will be determined by individual credit worthiness.  Advertised rates are the lowest available.

The Manufacturer's Suggested Retail Price determines new vehicle values.  Kelley Blue Book® or other authorized guide will determine used vehicle values.  PGE Federal Credit Union makes all final decisions regarding vehicle value and proper rate.  Maximum LTV is 80%.

Fixed Rate Home Equity Loans

APRTermRepayment Example
As low as 3.99% APR* 60 Months $18.42 per $1,000 borrowed per month
As low as 4.49%APR* 120 Months $10.38 per $1,000 borrowed per month
As low as 4.74%APR* 180 Months $7.78 per $1,000 borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Actual rate and eligibility is based on applicant's credit score, term of loan.  Published APR are the lowest available.  Applicable trust review fees apply.  Property insurance (and flood insurance if applicable) required.  Qualifying properties are 1 - 4 family owner-occupied primary residence properties only with a maximum loan-to-value of 80%.

Home Equity Line of Credit

Prime rate is the Wall Street Journal Prime rate (3.75% as of 12/14/16).  Advertised Annual Percentage Rate (APR) is a variable APR linked to prime rate.  The maximum annual percentage rate that can apply is 18% or the maximum permitted by law, whichever is less.  Other rates and terms available. However, under no circumstances will your annual percentage rate go below 4.5% plus your margin at any time during the term of the plan.  Interest rate and line determined by individual creditworthiness and loan-to-value ratio which must not exceed 80% LTV.  Account subject to individual approval.  Applicable trust review fees apply.  Property insurance (and flood insurance if applicable) required.  Rate subject to change without notice.  Interest rate will be determined by individual creditworthiness.  1 -4 family owner-occupied primary residence properties only.  Minimum payment is the greater of 1.50% of the outstanding balance or $25.00.

Personal Loans

APRTermRepayment Example
9.49 APR 48 Months $25.12 per $1,000 borrowed per month

*APR = Annual Percentage Rate.  Rates and terms subject to change without notice.  Actual rate and eligibility is based on applicant's credit score.  Published APR is the lowest available. 

OUR LOCATION

BUSINESS HOURS

  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7

MAIN BRANCH LOCATION

    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904

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