Home Equity Loans

The equity in your home offers you access to a Home Equity Loan to be used to buy a new car, build an addition or remodel your home, even pay for college.  You can use the money for whatever you need.  

Contact one of our Lending Professionals at 401-421-2436, stop into one of our branch locations, or Click Here to Inquire!

Smart Advantage Mortgage Loan

Advertised Annual Percentage Rates (APR) as of 3/1/15 and available for qualifying properties with a loan-to-value ratio (LTV) of 70% or less.  A minimum credit score of 699 is required for all borrowers.  Maximum loan amount is $300,000.  Other rates and terms available.  Property insurance (and flood insurance if applicable) is required.  Account subject to individual approval.  Rates and APRs may change at any time without notice.  Single family owner-occupied properties only.  Repayment examples:  10 years - $9.59 per $1,000 borrowed; 15 years - $6.86 per $1,000 borrowed; 17 years – $6.39 per $1,000 borrowed.  PGE Credit Union is an Equal Housing Lender.
Click Here to Inquire!

Express Home Loan

*ANNUAL PERCENTAGE RATE 2.90% APR available for qualifying properties, first and second lien position equity, with a loan-to-value (LTV) of 70% or less and a maximum term of 144 months.  A minimum credit score of 699 is required for all borrowers.  Advertised APR is the lowest available (as of 3/1/15).  Other rates and terms are available.  Property insurance (and flood insurance if applicable) is required.  Account subject to individual approval.  Rates and APRs may change at any time without notice.  1-3 family owner-occupied primary residence properties only.  Repayment example:  $8.23 per $1,000 borrowed for 144 months.  Minimum cash out to avoid any closing fees is $25,000.  PGE Credit Union is an Equal Housing Lender.
Click Here to Inquire!

Unsecured Home Improvement Loan

*ANNUAL PERCENTAGE RATE 8.00% APR available for qualifying members for a maximum term of 180 months.  Minimum credit  qualification are required for all borrowers and the property must be owner occupied.   Repayment example: $9.56 PER $1,000 for  180 months.  Other conditions apply.

Looking For Traditional Mortgages

Purchasing a home or refinancing can be a daunting task, at PGE Federal Credit Union our Lending Professionals will walk you through the process educating you on all of your various mortgage options.
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OUR LOCATION

BUSINESS HOURS

  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7

MAIN BRANCH LOCATION

    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904

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PGE Federal Credit Union