UPDATE: On September 15th, 2017, the Federal Reserve will start processing “same-day” ACH payments. LEARN MORE

Relationship Matters

At PGE Federal Credit Union, we’re a financial cooperative and exist for the mutual benefit of the membership. We believe in the benefits of the relationship. With the membership in mind, the benefits you see are in the form of low or no cost services, non-abusive fees, competitive rates and flexible terms. which is the primary difference between us and the competition. In short...

The greater your relationship . . .
the greater your benefit!

Here’s how it works: Your average monthly balance per each account number will be calculated at the end of each month. Based upon that combined account balance, you will fall into one of the four reward levels:  Bronze, Silver, Gold or Platinum.

See How You Benefit!

Features & Benefits*BRONZESILVERGOLDPLATINUM
Average Account Balance Up to $4,999.99 $5,000.00 - $19,999.99 $20,000.00 - $49,999.99 $50,000.00 and up
Monthly Maintenance Fee $7.00 FREE FREE FREE
Checking Accounts FREE FREE FREE FREE
Home Banking Access** FREE FREE FREE FREE
Bill Payment Services** FREE FREE FREE FREE
Bank by Phone FREE FREE FREE FREE
e-statements ** FREE FREE FREE FREE
Notary Services & Medallion Stamp FREE FREE FREE FREE
Inactive Account Fee *** $15.00 annually NONE NONE NONE
Call Center Transfer $3.00 per transaction $3.00 per transaction $3.00 per transaction $3.00 per transaction
Non-PGE ATM Transaction
$2.00 per transaction $1.50 per transaction $1.00 per transaction FREE
Checks Market Market One (1) Free Box per calendar year FREE
Money Order $4.00 per item $3.00 per item $2.00 per item FREE
PGE / Cashier Check $8.00 per item $5.00 per item $3.00 per item FREE
Debit Card Replacement $10.00 per card $10.00 per card $5.00 per card (1 card per year) $5.00 per card (2 cards per year)

* The above Reward Packages are for all members 25 years of age and above.
** You need to use your home banking and bill pay access at least once every two months or the service will be suspended. You will be assessed an applicable reconnection fee. You must have Home Banking in order to access e-statements.
*** If your deposit account is inactive for 12 months you will be assessed a fee of $15.00.

Here’s an example: John and Jane Smith’s combined account balances looks like this:

Account No.Average Loans Average Deposits
16213 $15,235.00   $6,500.00
  $15, 235.00 + $6,500.00
Total Avg. Monthly Balance = $21,735.00

John and Jane Smith are PGE GOLD RELATIONSHIP MEMBERS!

OUR LOCATION

BUSINESS HOURS

  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7

MAIN BRANCH LOCATION

    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904

MEMBER SUPPORT


PGE Federal Credit Union