UPDATE: On September 15th, 2017, the Federal Reserve will start processing “same-day” ACH payments. LEARN MORE

Home Equity Loan Specials

Smart Advantage Mortgage Loan

Advertised Annual Percentage Rates (APR) as of 3/1/15 and available for qualifying properties with a loan-to-value ratio (LTV) of 70% or less.  A minimum credit score of 699 is required for all borrowers.  Maximum loan amount is $300,000.  Other rates and terms available.  Property insurance (and flood insurance if applicable) is required.  Account subject to individual approval.  Rates and APRs may change at any time without notice.  Single family owner-occupied properties only.  Repayment examples:  10 years - $9.59 per $1,000 borrowed; 15 years - $6.86 per $1,000 borrowed; 17 years – $6.39 per $1,000 borrowed.  PGE Credit Union is an Equal Housing Lender.

Express Home Loan

*ANNUAL PERCENTAGE RATE 2.90% APR available for qualifying properties, first and second lien position equity, with a loan-to-value (LTV) of 70% or less and a maximum term of 144 months.  A minimum credit score of 699 is required for all borrowers.  Advertised APR is the lowest available (as of 3/1/15).  Other rates and terms are available.  Property insurance (and flood insurance if applicable) is required.  Account subject to individual approval.  Rates and APRs may change at any time without notice.  1-3 family owner-occupied primary residence properties only.  Repayment example:  $8.23 per $1,000 borrowed for 144 months.  Minimum cash out to avoid any closing fees is $25,000.  PGE Credit Union is an Equal Housing Lender.

Unsecured Home Improvement Loan

*ANNUAL PERCENTAGE RATE 8.00% APR available for qualifying members for a maximum term of 180 months.  Minimum credit  qualification are required for all borrowers and the property must be owner occupied.   Repayment example: $9.56 PER $1,000 for  180 months.  Other conditions apply.

OUR LOCATION

BUSINESS HOURS

  • Lobby Hours:
    Mon - Fri: 9am until 4pm
  • Drive-up Hours:
    Mon - Fri: 8:30am until 4:30pm
  • Drive-up ATM: 24/7

MAIN BRANCH LOCATION

    • PGE Credit Union Providence Rhode Island Providence, RI
      179 West River Street
      Providence, RI 02904

MEMBER SUPPORT


PGE Federal Credit Union